library(data.table)
library(dplyr)
##
## Attaching package: 'dplyr'
## The following objects are masked from 'package:data.table':
##
## between, first, last
## The following objects are masked from 'package:stats':
##
## filter, lag
## The following objects are masked from 'package:base':
##
## intersect, setdiff, setequal, union
library(ggplot2)
library(tidyr)
setwd("~/buckets/b1/") #Establezco el Working Directory
kdataset <- "./datasets/paquete_premium_ext_722.csv.gz"
dataset = fread(kdataset, stringsAsFactors= TRUE)
df = dataset[ foto_mes==202009, ]
df_numeric = df %>% dplyr::select_if(is.numeric)
df_numeric = as_tibble(df_numeric)
var_target = df %>% dplyr::select(clase_ternaria) #%>%
# mutate(clase_ternaria = case_when(
# clase_ternaria == "CONTINUA" ~ 1,
# clase_ternaria == 'BAJA+1' ~ -1,
# clase_ternaria == 'BAJA+2' ~ -2))
activo_boxplot = T
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(1:20) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 157023 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(21:40) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 356301 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(41:60) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 94899 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(61:80) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 54220 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(81:100) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 80553 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(101:120) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 89792 rows containing non-finite values (stat_boxplot).
summary(df)
## numero_de_cliente foto_mes internet mactivos_margen
## Min. : 4572300 Min. :202009 Min. :0.0000 Min. :-139015.2
## 1st Qu.:15718080 1st Qu.:202009 1st Qu.:1.0000 1st Qu.: -1031.3
## Median :24464890 Median :202009 Median :1.0000 Median : -236.2
## Mean :26002870 Mean :202009 Mean :0.9398 Mean : -233.3
## 3rd Qu.:35483129 3rd Qu.:202009 3rd Qu.:1.0000 3rd Qu.: 29.1
## Max. :60887801 Max. :202009 Max. :1.0000 Max. : 587094.5
##
## mpasivos_margen cproductos mcuenta_corriente ccaja_ahorro
## Min. :-61985.1 Min. : 3.000 Min. :-4378631 Min. : 2.00
## 1st Qu.: 131.6 1st Qu.: 7.000 1st Qu.: -469 1st Qu.: 2.00
## Median : 437.3 Median : 7.000 Median : 0 Median : 2.00
## Mean : 1142.9 Mean : 7.604 Mean : 3499 Mean : 2.13
## 3rd Qu.: 1125.1 3rd Qu.: 8.000 3rd Qu.: 0 3rd Qu.: 2.00
## Max. :364252.1 Max. :17.000 Max. :12191465 Max. :10.00
##
## mcaja_ahorro mdescubierto_preacordado mcuentas_saldo
## Min. : -743 Min. :0.00 Min. : -4378628
## 1st Qu.: 4624 1st Qu.:1.17 1st Qu.: 1657
## Median : 18350 Median :1.17 Median : 35189
## Mean : 67943 Mean :1.13 Mean : 182235
## 3rd Qu.: 55931 3rd Qu.:1.17 3rd Qu.: 127205
## Max. :21689559 Max. :1.17 Max. :106063380
##
## ctarjeta_visa_trx mtarjeta_visa_consumo mprestamos_personales
## Min. : 0.00 Min. : 0 Min. : 0
## 1st Qu.: 3.00 1st Qu.: 3873 1st Qu.: 0
## Median : 8.00 Median : 15192 Median : 0
## Mean : 12.21 Mean : 27576 Mean : 23870
## 3rd Qu.: 17.00 3rd Qu.: 34918 3rd Qu.: 0
## Max. :424.00 Max. :3643379 Max. :4276590
##
## cpayroll_trx mpayroll mcuenta_debitos_automaticos
## Min. : 0.0000 Min. : 0 Min. : 0
## 1st Qu.: 0.0000 1st Qu.: 0 1st Qu.: 0
## Median : 1.0000 Median : 4095 Median : 0
## Mean : 0.8379 Mean : 52256 Mean : 6251
## 3rd Qu.: 1.0000 3rd Qu.: 76455 3rd Qu.: 3008
## Max. :62.0000 Max. :20428200 Max. :10969155
##
## mpagomiscuentas mcomisiones_mantenimiento mtransferencias_recibidas
## Min. : 0 Min. :-15716.6 Min. : 0
## 1st Qu.: 0 1st Qu.: 0.0 1st Qu.: 1170
## Median : 117 Median : 0.0 Median : 33845
## Mean : 14973 Mean : 401.7 Mean : 120117
## 3rd Qu.: 10532 3rd Qu.: 680.7 3rd Qu.: 91948
## Max. :77739942 Max. : 7082.4 Max. :160414762
##
## chomebanking_trx ctrx_quarter tmobile_app Master_fechaalta
## Min. : 0.00 Min. : 0.0 Min. :0.0000 Min. : 1
## 1st Qu.: 5.00 1st Qu.: 54.0 1st Qu.:0.0000 1st Qu.: 871
## Median : 30.00 Median : 95.0 Median :0.5000 Median :2120
## Mean : 55.62 Mean : 107.9 Mean :0.3527 Mean :2454
## 3rd Qu.: 78.00 3rd Qu.: 142.0 3rd Qu.:0.5000 3rd Qu.:3689
## Max. :6591.00 Max. :3405.0 Max. :1.0000 Max. :7420
## NA's :14547
## Visa_status Visa_mfinanciacion_limite Visa_fultimo_cierre mes
## Min. :0.000 Min. : 0 Min. : 0.000 Min. :9
## 1st Qu.:0.000 1st Qu.: 101088 1st Qu.: 0.000 1st Qu.:9
## Median :0.000 Median : 176904 Median : 0.000 Median :9
## Mean :0.042 Mean : 342786 Mean : 4.082 Mean :9
## 3rd Qu.:0.000 3rd Qu.: 427886 3rd Qu.: 7.000 3rd Qu.:9
## Max. :9.000 Max. :229793558 Max. :4893.000 Max. :9
## NA's :5997 NA's :5997 NA's :6023
## ctrx_quarter_normalizado mpayroll_sobre_edad mv_status07
## Min. : 0.0 Min. : 0.0 Min. : 0.0000
## 1st Qu.: 54.0 1st Qu.: 0.0 1st Qu.: 0.0000
## Median : 95.0 Median : 87.1 Median : 0.0000
## Mean : 108.1 Mean : 1246.9 Mean : 0.3844
## 3rd Qu.: 143.0 3rd Qu.: 1878.8 3rd Qu.: 0.0000
## Max. :3405.0 Max. :397045.5 Max. :10.0000
##
## mv_Fvencimiento mv_Finiciomora mv_msaldototal mv_fultimo_cierre
## Min. :-2914360 Min. : 0.00 Min. :-1113997 Min. : 0.000
## 1st Qu.: -1856 1st Qu.: 9.00 1st Qu.: 3958 1st Qu.: 0.000
## Median : -1491 Median : 10.00 Median : 16210 Median : 0.000
## Mean : -12332 Mean : 11.93 Mean : 30793 Mean : 6.698
## 3rd Qu.: -1033 3rd Qu.: 10.00 3rd Qu.: 37904 3rd Qu.: 7.000
## Max. : 4992 Max. :100.00 Max. : 4876480 Max. :4893.000
## NA's :5117 NA's :156457 NA's :5140
## mv_mpagominimo mvr_mpagominimo cproductos_sobre_edad
## Min. : 0.0 Min. :0.000000 Min. :0.04082
## 1st Qu.: 315.9 1st Qu.:0.000594 1st Qu.:0.13333
## Median : 1860.3 Median :0.003977 Median :0.16667
## Mean : 5874.5 Mean :0.013754 Mean :0.17562
## 3rd Qu.: 4914.0 3rd Qu.:0.012407 3rd Qu.:0.20930
## Max. :2448707.0 Max. :9.472511 Max. :0.57143
##
## mcomisiones_sobre_edad mactivos_margen_sobre_edad mpasivos_margen_sobre_edad
## Min. :-1419.981 Min. :-2837.046 Min. :-1457.525
## 1st Qu.: 5.652 1st Qu.: -23.429 1st Qu.: 2.955
## Median : 16.290 Median : -5.085 Median : 9.997
## Mean : 25.090 Mean : -5.902 Mean : 24.614
## 3rd Qu.: 33.801 3rd Qu.: 0.647 3rd Qu.: 25.229
## Max. : 4806.954 Max. : 9566.327 Max. : 5654.559
##
## internet_lag1 cpayroll_trx_lag1 mes_lag1 mrentabilidad_exp_lag1
## Min. :0.0000 Min. : 0.0000 Min. : 1 Min. :0.000e+00
## 1st Qu.:1.0000 1st Qu.: 0.0000 1st Qu.: 8 1st Qu.:3.439e+05
## Median :1.0000 Median : 1.0000 Median : 8 Median :2.199e+06
## Mean :0.9396 Mean : 0.8287 Mean : 8 Mean :5.548e+07
## 3rd Qu.:1.0000 3rd Qu.: 1.0000 3rd Qu.: 8 3rd Qu.:9.771e+06
## Max. :1.0000 Max. :44.0000 Max. :12 Max. :1.719e+11
## NA's :1820 NA's :1820 NA's :1820 NA's :1820
## mcaja_ahorro_dolares_delta1 mdescubierto_preacordado_delta1
## Min. :-12573468 Min. :-1.1700
## 1st Qu.: 0 1st Qu.: 0.0000
## Median : 0 Median : 0.0000
## Mean : -1221 Mean :-0.0008
## 3rd Qu.: 5099 3rd Qu.: 0.0000
## Max. : 9593980 Max. : 1.1700
## NA's :1820 NA's :1820
## mcuentas_saldo_delta1 chomebanking_trx_delta1 ctrx_quarter_delta1
## Min. :-79581748 Min. :-9411.000 Min. :-361.0000
## 1st Qu.: -16568 1st Qu.: -14.000 1st Qu.: -6.0000
## Median : -7 Median : 0.000 Median : 0.0000
## Mean : -12301 Mean : -2.701 Mean : 0.7421
## 3rd Qu.: 14968 3rd Qu.: 10.000 3rd Qu.: 7.0000
## Max. : 40721893 Max. : 1076.000 Max. : 717.0000
## NA's :1820 NA's :1820 NA's :1820
## cliente_edad_lag2 mcuentas_saldo_lag2 ccaja_seguridad_lag2 cpayroll_trx_lag2
## Min. : 18.00 Min. : -4150591 Min. :0.000 Min. : 0.000
## 1st Qu.: 37.00 1st Qu.: 3941 1st Qu.:0.000 1st Qu.: 0.000
## Median : 45.00 Median : 44321 Median :0.000 Median : 1.000
## Mean : 46.41 Mean : 200164 Mean :0.086 Mean : 0.836
## 3rd Qu.: 55.00 3rd Qu.: 145746 3rd Qu.:0.000 3rd Qu.: 1.000
## Max. :100.00 Max. :104925299 Max. :7.000 Max. :52.000
## NA's :3800 NA's :3800 NA's :3800 NA's :3800
## cmobile_app_trx_lag2 Master_Fvencimiento_lag2 Master_fechaalta_lag2
## Min. : 0.00 Min. :-2914421 Min. : 2
## 1st Qu.: 0.00 1st Qu.: -1491 1st Qu.: 898
## Median : 14.00 Median : -913 Median :2131
## Mean : 41.79 Mean : -1136 Mean :2449
## 3rd Qu.: 59.00 3rd Qu.: -668 3rd Qu.:3669
## Max. :1918.00 Max. : 6607 Max. :7359
## NA's :3829 NA's :18323 NA's :18323
## Visa_mfinanciacion_limite_lag2 Visa_Fvencimiento_lag2 mes_lag2
## Min. : 0 Min. :-2914421 Min. : 1
## 1st Qu.: 101088 1st Qu.: -1856 1st Qu.: 7
## Median : 176904 Median : -1399 Median : 7
## Mean : 333231 Mean : -12515 Mean : 7
## 3rd Qu.: 405639 3rd Qu.: -972 3rd Qu.: 7
## Max. :128515977 Max. : 5572 Max. :12
## NA's :9522 NA's :9522 NA's :3800
## cproductos_sobre_edad_lag2 mcuenta_corriente_delta2 mcaja_ahorro_delta2
## Min. :0.041 Min. :-5466987 Min. :-15876469
## 1st Qu.:0.135 1st Qu.: -177 1st Qu.: -19697
## Median :0.167 Median : 0 Median : -2414
## Mean :0.176 Mean : -601 Mean : -8659
## 3rd Qu.:0.211 3rd Qu.: 0 3rd Qu.: 3592
## Max. :0.571 Max. : 5866408 Max. : 16260502
## NA's :3800 NA's :3800 NA's :3800
## mcuentas_saldo_delta2 cprestamos_personales_delta2
## Min. :-25588554 Min. :-116.000
## 1st Qu.: -24390 1st Qu.: 0.000
## Median : -422 Median : 0.000
## Mean : -15148 Mean : 0.039
## 3rd Qu.: 17600 3rd Qu.: 0.000
## Max. : 37757670 Max. : 96.000
## NA's :3800 NA's :3800
## mprestamos_personales_delta2 chomebanking_trx_delta2 mv_status07_delta2
## Min. :-835396 Min. :-5492.000 Min. :-10.000
## 1st Qu.: 0 1st Qu.: -22.000 1st Qu.: 0.000
## Median : 0 Median : -1.000 Median : 0.000
## Mean : 1316 Mean : -9.033 Mean : 0.062
## 3rd Qu.: 0 3rd Qu.: 7.000 3rd Qu.: 0.000
## Max. :2965744 Max. : 1040.000 Max. : 10.000
## NA's :3800 NA's :3800 NA's :3800
## cproductos_sobre_edad_delta2 internet_tend6 internet_avg6
## Min. :-0.158 Min. :-1.000 Min. :0.0000
## 1st Qu.: 0.000 1st Qu.: 0.000 1st Qu.:1.0000
## Median : 0.000 Median : 0.000 Median :1.0000
## Mean :-0.001 Mean : 0.004 Mean :0.9352
## 3rd Qu.: 0.000 3rd Qu.: 0.000 3rd Qu.:1.0000
## Max. : 0.150 Max. : 1.000 Max. :1.0000
## NA's :3800 NA's :1820 NA's :1820
## cliente_edad_avg6 mrentabilidad_tend6 mrentabilidad_avg6
## Min. : 16.50 Min. :-65321.40 Min. :-53383.3
## 1st Qu.: 36.29 1st Qu.: -179.29 1st Qu.: 276.7
## Median : 44.33 Median : 18.87 Median : 1196.5
## Mean : 46.29 Mean : 87.69 Mean : 2095.3
## 3rd Qu.: 55.00 3rd Qu.: 263.42 3rd Qu.: 2625.1
## Max. :100.00 Max. :109438.39 Max. :361127.9
## NA's :1820 NA's :1820 NA's :1820
## mrentabilidad_annual_tend6 mactivos_margen_tend6 cproductos_tend6
## Min. :-657286.7 Min. :-23698.23 Min. :-3.0000
## 1st Qu.: -1590.5 1st Qu.: -96.48 1st Qu.: 0.0000
## Median : -249.5 Median : 0.00 Median : 0.0000
## Mean : -955.6 Mean : 47.42 Mean : 0.0068
## 3rd Qu.: 628.1 3rd Qu.: 100.21 3rd Qu.: 0.0000
## Max. : 272151.4 Max. : 93303.99 Max. : 3.0000
## NA's :1820 NA's :1820 NA's :1820
## mcuenta_corriente_tend6 mcuenta_corriente_avg6 mcaja_ahorro_avg6
## Min. :-2749985.2 Min. :-1541918 Min. : -559
## 1st Qu.: -42.4 1st Qu.: -652 1st Qu.: 7601
## Median : 0.0 Median : -17 Median : 24732
## Mean : -115.4 Mean : 3893 Mean : 69836
## 3rd Qu.: 8.4 3rd Qu.: 0 3rd Qu.: 66326
## Max. : 2017146.1 Max. :15126609 Max. :11373262
## NA's :1820 NA's :1820 NA's :1820
## mdescubierto_preacordado_tend6 mcuentas_saldo_tend6 ctarjeta_visa_trx_tend6
## Min. :-1.1700 Min. :-16490510 Min. :-39.3286
## 1st Qu.: 0.0000 1st Qu.: -3277 1st Qu.: -0.3143
## Median : 0.0000 Median : 444 Median : 0.0000
## Mean :-0.0009 Mean : 1521 Mean : 0.2681
## 3rd Qu.: 0.0000 3rd Qu.: 8279 3rd Qu.: 0.6429
## Max. : 0.5850 Max. : 8251645 Max. :126.0857
## NA's :1820 NA's :1820 NA's :1820
## cprestamos_personales_tend6 mprestamos_personales_tend6
## Min. :-7.0714 Min. :-221977.3
## 1st Qu.: 0.0000 1st Qu.: 0.0
## Median : 0.0000 Median : 0.0
## Mean : 0.0173 Mean : 351.9
## 3rd Qu.: 0.0000 3rd Qu.: 0.0
## Max. :42.7571 Max. : 912600.0
## NA's :1820 NA's :1820
## ccomisiones_mantenimiento_tend6 mcomisiones_mantenimiento_tend6
## Min. :-18.743 Min. :-5717.850
## 1st Qu.: 0.000 1st Qu.: 0.000
## Median : 0.000 Median : 0.000
## Mean : -0.005 Mean : -2.051
## 3rd Qu.: 0.000 3rd Qu.: 0.000
## Max. : 6.000 Max. : 3233.339
## NA's :1820 NA's :1820
## mcomisiones_mantenimiento_avg6 ctransferencias_recibidas_tend6
## Min. :-4715.3 Min. :-112.6000
## 1st Qu.: 0.0 1st Qu.: -0.1143
## Median : 0.0 Median : 0.0286
## Mean : 400.4 Mean : 0.1578
## 3rd Qu.: 680.7 3rd Qu.: 0.2857
## Max. : 5041.3 Max. : 195.5714
## NA's :1820 NA's :1820
## ctransferencias_recibidas_avg6 mtransferencias_emitidas_avg6 tcallcenter_tend6
## Min. : 0.0000 Min. : 0 Min. :-1.0000
## 1st Qu.: 0.8333 1st Qu.: 0 1st Qu.: 0.0000
## Median : 2.0000 Median : 10686 Median : 0.0000
## Mean : 3.3485 Mean : 49896 Mean :-0.0011
## 3rd Qu.: 3.6667 3rd Qu.: 38521 3rd Qu.: 0.0000
## Max. :1162.1667 Max. :30683471 Max. : 1.0000
## NA's :1820 NA's :1820 NA's :1820
## thomebanking_avg6 chomebanking_trx_tend6 chomebanking_trx_avg6
## Min. :0.0000 Min. :-1401.4000 Min. : 0.000
## 1st Qu.:0.6667 1st Qu.: -5.1000 1st Qu.: 9.667
## Median :1.0000 Median : -0.2286 Median : 38.167
## Mean :0.7902 Mean : -1.8010 Mean : 62.427
## 3rd Qu.:1.0000 3rd Qu.: 1.8857 3rd Qu.: 87.500
## Max. :1.0000 Max. : 1178.9000 Max. :9855.167
## NA's :1820 NA's :1820 NA's :1820
## ctrx_quarter_tend6 Master_Fvencimiento_avg6 Visa_status_avg6
## Min. :-205.0000 Min. :-2914467.0 Min. :0.000
## 1st Qu.: -0.9714 1st Qu.: -1475.3 1st Qu.:0.000
## Median : 2.1429 Median : -928.3 Median :0.000
## Mean : 3.6031 Mean : -1148.3 Mean :0.028
## 3rd Qu.: 6.9000 3rd Qu.: -713.3 3rd Qu.:0.000
## Max. : 521.4571 Max. : 6591.7 Max. :9.000
## NA's :1820 NA's :15715 NA's :6931
## Visa_mpagospesos_tend6 Visa_fechaalta_tend6 Visa_cconsumos_tend6
## Min. :-720876.4 Min. :-3626.50 Min. :-71.000
## 1st Qu.: -2122.3 1st Qu.: 30.63 1st Qu.: -0.286
## Median : -255.3 Median : 30.63 Median : 0.000
## Mean : -1000.9 Mean : 30.16 Mean : 0.181
## 3rd Qu.: 899.5 3rd Qu.: 30.63 3rd Qu.: 0.457
## Max. : 245008.7 Max. : 2000.00 Max. :119.686
## NA's :21856 NA's :6931 NA's :21856
## Visa_cconsumos_avg6 mes_avg6 ctrx_quarter_normalizado_tend6
## Min. : 0.000 Min. :3.750 Min. :-213.000
## 1st Qu.: 2.333 1st Qu.:6.500 1st Qu.: -1.029
## Median : 5.667 Median :6.500 Median : 2.100
## Mean : 7.991 Mean :6.575 Mean : 3.526
## 3rd Qu.: 10.667 3rd Qu.:6.500 3rd Qu.: 6.829
## Max. :314.833 Max. :9.833 Max. : 521.457
## NA's :21856 NA's :1820 NA's :1820
## mv_status01_tend6 mv_status01_avg6 mv_status07_tend6 mv_Fvencimiento_tend6
## Min. :-9.00 Min. :0.000 Min. :-9.0000 Min. :-1456085.0
## 1st Qu.: 0.00 1st Qu.:0.000 1st Qu.: 0.0000 1st Qu.: 30.6
## Median : 0.00 Median :0.000 Median : 0.0000 Median : 30.6
## Mean : 0.02 Mean :0.039 Mean : 0.0105 Mean : 71.3
## 3rd Qu.: 0.00 3rd Qu.:0.000 3rd Qu.: 0.0000 3rd Qu.: 30.6
## Max. : 9.00 Max. :9.000 Max. : 9.0000 Max. : 749195.5
## NA's :6260 NA's :6260 NA's :1820 NA's :6260
## mv_mpagospesos_tend6 cproductos_sobre_edad_tend6
## Min. :-720876.4 Min. :-0.0654
## 1st Qu.: -1950.2 1st Qu.:-0.0008
## Median : -23.1 Median : 0.0000
## Mean : -1029.6 Mean :-0.0002
## 3rd Qu.: 668.9 3rd Qu.: 0.0000
## Max. : 465369.1 Max. : 0.0952
## NA's :1820 NA's :1820
## mrentabilidad_annual_sobre_edad_tend6 mcomisiones_sobre_edad_avg6
## Min. :-10601.399 Min. :-449.072
## 1st Qu.: -37.156 1st Qu.: 6.998
## Median : -6.166 Median : 16.366
## Mean : -21.090 Mean : 23.028
## 3rd Qu.: 13.271 3rd Qu.: 31.306
## Max. : 6803.786 Max. :2828.927
## NA's :1820 NA's :1820
## mactivos_margen_sobre_edad_avg6 mrentabilidad_annual_exp_tend6
## Min. :-1563.106 Min. :-3.930e+12
## 1st Qu.: -22.175 1st Qu.:-3.609e+07
## Median : -5.944 Median :-6.108e+04
## Mean : -9.098 Mean :-3.203e+08
## 3rd Qu.: 0.225 3rd Qu.: 2.354e+07
## Max. : 5708.955 Max. : 1.777e+12
## NA's :1820 NA's :1820
## cliente_edad_avg3 mactivos_margen_avg3 mpasivos_margen_avg3 cproductos_tend3
## Min. : 18.00 Min. :-78800.95 Min. :-58473.3 Min. :-3.5000
## 1st Qu.: 36.67 1st Qu.: -1033.72 1st Qu.: 209.2 1st Qu.: 0.0000
## Median : 44.67 Median : -269.47 Median : 572.9 Median : 0.0000
## Mean : 46.42 Mean : -317.41 Mean : 1298.6 Mean :-0.0069
## 3rd Qu.: 55.00 3rd Qu.: 19.55 3rd Qu.: 1340.4 3rd Qu.: 0.0000
## Max. :100.00 Max. :291019.34 Max. :247177.0 Max. : 3.0000
## NA's :1820 NA's :1820 NA's :1820 NA's :1820
## mcuenta_corriente_tend3 mcuenta_corriente_avg3 ccaja_ahorro_avg3
## Min. :-2733493.3 Min. :-3076922 Min. : 2.000
## 1st Qu.: -88.1 1st Qu.: -559 1st Qu.: 2.000
## Median : 0.0 Median : 0 Median : 2.000
## Mean : -308.4 Mean : 3787 Mean : 2.128
## 3rd Qu.: 0.0 3rd Qu.: 0 3rd Qu.: 2.000
## Max. : 2933204.2 Max. :10774657 Max. :10.000
## NA's :1820 NA's :1820 NA's :1820
## mcaja_ahorro_avg3 mtarjeta_visa_consumo_avg3 cpayroll_trx_avg3
## Min. : -512 Min. : 0 Min. : 0.0000
## 1st Qu.: 6815 1st Qu.: 4331 1st Qu.: 0.0000
## Median : 23591 Median : 15068 Median : 1.0000
## Mean : 72194 Mean : 25176 Mean : 0.8348
## 3rd Qu.: 65350 3rd Qu.: 33076 3rd Qu.: 1.3333
## Max. :14602681 Max. :2406487 Max. :29.0000
## NA's :1820 NA's :1820 NA's :1820
## mes_avg3 clase_ternaria
## Min. : 4.000 : 0
## 1st Qu.: 8.000 BAJA+1 : 448
## Median : 8.000 BAJA+2 : 526
## Mean : 8.006 CONTINUA:156049
## 3rd Qu.: 8.000
## Max. :10.667
## NA's :1820
Otra muestra foto mes
df = dataset[ foto_mes==202010, ]
df_numeric = df %>% dplyr::select_if(is.numeric)
df_numeric = as_tibble(df_numeric)
var_target = df %>% dplyr::select(clase_ternaria) #%>%
# mutate(clase_ternaria = case_when(
# clase_ternaria == "CONTINUA" ~ 1,
# clase_ternaria == 'BAJA+1' ~ -1,
# clase_ternaria == 'BAJA+2' ~ -2))
activo_boxplot = T
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(1:20) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 158416 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(21:40) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 361124 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(41:60) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 92928 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(61:80) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 52840 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(81:100) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 80374 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(101:120) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 89288 rows containing non-finite values (stat_boxplot).
summary(df)
## numero_de_cliente foto_mes internet mactivos_margen
## Min. : 4572300 Min. :202010 Min. :0.0000 Min. :-144174.8
## 1st Qu.:15771213 1st Qu.:202010 1st Qu.:0.5000 1st Qu.: -1322.4
## Median :24561630 Median :202010 Median :0.5000 Median : -375.3
## Mean :26093227 Mean :202010 Mean :0.4843 Mean : -636.4
## 3rd Qu.:35613400 3rd Qu.:202010 3rd Qu.:0.5000 3rd Qu.: 0.0
## Max. :60989831 Max. :202010 Max. :2.5000 Max. : 199073.8
##
## mpasivos_margen cproductos mcuenta_corriente ccaja_ahorro
## Min. :-42815.4 Min. : 3.000 Min. :-1368971 Min. : 2.00
## 1st Qu.: 183.2 1st Qu.: 7.000 1st Qu.: -497 1st Qu.: 2.00
## Median : 561.4 Median : 7.000 Median : 0 Median : 2.00
## Mean : 1365.9 Mean : 7.596 Mean : 3414 Mean : 2.13
## 3rd Qu.: 1352.4 3rd Qu.: 8.000 3rd Qu.: 0 3rd Qu.: 2.00
## Max. :433961.0 Max. :18.000 Max. :13685681 Max. :10.00
##
## mcaja_ahorro mdescubierto_preacordado mcuentas_saldo
## Min. : -10585 Min. :0.00 Min. : -1343701
## 1st Qu.: 5854 1st Qu.:1.17 1st Qu.: 1217
## Median : 22052 Median :1.17 Median : 30849
## Mean : 71648 Mean :1.13 Mean : 171688
## 3rd Qu.: 60606 3rd Qu.:1.17 3rd Qu.: 119052
## Max. :21212170 Max. :1.17 Max. :109236874
##
## ctarjeta_visa_trx mtarjeta_visa_consumo mprestamos_personales cpayroll_trx
## Min. : 0.00 Min. : 0 Min. : 0 Min. : 0.000
## 1st Qu.: 2.00 1st Qu.: 3764 1st Qu.: 0 1st Qu.: 0.000
## Median : 8.00 Median : 14746 Median : 0 Median : 1.000
## Mean : 11.49 Mean : 26501 Mean : 24747 Mean : 0.836
## 3rd Qu.: 16.00 3rd Qu.: 33688 3rd Qu.: 0 3rd Qu.: 1.000
## Max. :295.00 Max. :1359307 Max. :4440117 Max. :68.000
##
## mpayroll mcuenta_debitos_automaticos mpagomiscuentas
## Min. : 0 Min. : 0 Min. : 0
## 1st Qu.: 0 1st Qu.: 0 1st Qu.: 0
## Median : 2925 Median : 0 Median : 292
## Mean : 52784 Mean : 7375 Mean : 18226
## 3rd Qu.: 80141 3rd Qu.: 2992 3rd Qu.: 10858
## Max. :33462000 Max. :39325005 Max. :53374932
##
## mcomisiones_mantenimiento mtransferencias_recibidas chomebanking_trx
## Min. :-15716.6 Min. : 0 Min. : 0.00
## 1st Qu.: 0.0 1st Qu.: 1170 1st Qu.: 5.00
## Median : 0.0 Median : 35100 Median : 31.00
## Mean : 407.9 Mean : 130748 Mean : 58.09
## 3rd Qu.: 680.7 3rd Qu.: 97110 3rd Qu.: 81.00
## Max. : 10432.6 Max. :186253435 Max. :13115.00
##
## ctrx_quarter tmobile_app Master_fechaalta Visa_status
## Min. : 0.0 Min. :0.0000 Min. : 3 Min. :0.00
## 1st Qu.: 54.0 1st Qu.:0.0000 1st Qu.: 866 1st Qu.:0.00
## Median : 95.0 Median :0.5000 Median :2120 Median :0.00
## Mean : 108.8 Mean :0.3493 Mean :2464 Mean :0.01
## 3rd Qu.: 144.0 3rd Qu.:0.5000 3rd Qu.:3706 3rd Qu.:0.00
## Max. :3318.0 Max. :1.0000 Max. :7451 Max. :9.00
## NA's :15199 NA's :6590
## Visa_mfinanciacion_limite Visa_fultimo_cierre mes
## Min. : 0 Min. : 3.00 Min. :10
## 1st Qu.: 101088 1st Qu.: 3.00 1st Qu.:10
## Median : 176904 Median : 3.00 Median :10
## Mean : 343547 Mean : 7.18 Mean :10
## 3rd Qu.: 440872 3rd Qu.: 10.00 3rd Qu.:10
## Max. :79141002 Max. :4924.00 Max. :10
## NA's :6590 NA's :6631
## ctrx_quarter_normalizado mpayroll_sobre_edad mv_status07
## Min. : 0.0 Min. : 0.0 Min. : 0.00
## 1st Qu.: 54.0 1st Qu.: 0.0 1st Qu.: 0.00
## Median : 95.0 Median : 61.5 Median : 0.00
## Mean : 108.9 Mean : 1263.8 Mean : 0.36
## 3rd Qu.: 144.0 3rd Qu.: 1959.4 3rd Qu.: 0.00
## Max. :3318.0 Max. :743600.0 Max. :10.00
##
## mv_Fvencimiento mv_Finiciomora mv_msaldototal mv_fultimo_cierre
## Min. :-2914329 Min. : 3.00 Min. :-1315914 Min. : 3.000
## 1st Qu.: -1825 1st Qu.:18.00 1st Qu.: 4038 1st Qu.: 3.000
## Median : -1460 Median :19.00 Median : 16188 Median : 3.000
## Mean : -12041 Mean :19.06 Mean : 31389 Mean : 9.755
## 3rd Qu.: -1033 3rd Qu.:19.00 3rd Qu.: 38105 3rd Qu.: 10.000
## Max. : 5023 Max. :27.00 Max. : 2846357 Max. :4924.000
## NA's :5541 NA's :156581 NA's :5576
## mv_mpagominimo mvr_mpagominimo cproductos_sobre_edad
## Min. : 0.0 Min. :0.000000 Min. :0.04082
## 1st Qu.: 315.9 1st Qu.:0.000595 1st Qu.:0.13333
## Median : 1836.9 Median :0.003917 Median :0.16667
## Mean : 5921.9 Mean :0.013990 Mean :0.17540
## 3rd Qu.: 4925.7 3rd Qu.:0.012222 3rd Qu.:0.20833
## Max. :2809496.4 Max. :7.672066 Max. :0.57143
##
## mcomisiones_sobre_edad mactivos_margen_sobre_edad mpasivos_margen_sobre_edad
## Min. :-1499.219 Min. :-3003.642 Min. :-1654.939
## 1st Qu.: 5.275 1st Qu.: -30.134 1st Qu.: 4.119
## Median : 16.443 Median : -8.151 Median : 12.793
## Mean : 24.914 Mean : -14.912 Mean : 29.411
## 3rd Qu.: 34.248 3rd Qu.: 0.000 3rd Qu.: 30.392
## Max. : 4910.058 Max. : 5578.986 Max. : 5687.363
##
## internet_lag1 cpayroll_trx_lag1 mes_lag1 mrentabilidad_exp_lag1
## Min. :0.0000 Min. : 0.0000 Min. : 1 Min. :0.000e+00
## 1st Qu.:1.0000 1st Qu.: 0.0000 1st Qu.: 9 1st Qu.:3.053e+05
## Median :1.0000 Median : 1.0000 Median : 9 Median :2.029e+06
## Mean :0.9404 Mean : 0.8399 Mean : 9 Mean :5.357e+07
## 3rd Qu.:1.0000 3rd Qu.: 1.0000 3rd Qu.: 9 3rd Qu.:9.218e+06
## Max. :1.0000 Max. :62.0000 Max. :12 Max. :4.768e+11
## NA's :1823 NA's :1823 NA's :1823 NA's :1823
## mcaja_ahorro_dolares_delta1 mdescubierto_preacordado_delta1
## Min. :-23181328 Min. :-1.1700
## 1st Qu.: -1188 1st Qu.: 0.0000
## Median : 0 Median : 0.0000
## Mean : -17180 Mean :-0.0007
## 3rd Qu.: 252 3rd Qu.: 0.0000
## Max. : 42855810 Max. : 1.1700
## NA's :1823 NA's :1823
## mcuentas_saldo_delta1 chomebanking_trx_delta1 ctrx_quarter_delta1
## Min. :-27446071 Min. :-2961.000 Min. :-658.000
## 1st Qu.: -14741 1st Qu.: -10.000 1st Qu.: -5.000
## Median : -33 Median : 0.000 Median : 0.000
## Mean : -9875 Mean : 2.517 Mean : 1.107
## 3rd Qu.: 12817 3rd Qu.: 13.000 3rd Qu.: 7.000
## Max. : 91540071 Max. : 6524.000 Max. : 456.000
## NA's :1823 NA's :1823 NA's :1823
## cliente_edad_lag2 mcuentas_saldo_lag2 ccaja_seguridad_lag2 cpayroll_trx_lag2
## Min. : 18.00 Min. : -3078085 Min. :0.000 Min. : 0.000
## 1st Qu.: 37.00 1st Qu.: 2817 1st Qu.:0.000 1st Qu.: 0.000
## Median : 45.00 Median : 41421 Median :0.000 Median : 1.000
## Mean : 46.41 Mean : 196283 Mean :0.086 Mean : 0.831
## 3rd Qu.: 55.00 3rd Qu.: 139440 3rd Qu.:0.000 3rd Qu.: 1.000
## Max. :100.00 Max. :102836987 Max. :7.000 Max. :44.000
## NA's :3643 NA's :3643 NA's :3643 NA's :3643
## cmobile_app_trx_lag2 Master_Fvencimiento_lag2 Master_fechaalta_lag2
## Min. : 0.00 Min. :-2914390 Min. : 1
## 1st Qu.: 0.00 1st Qu.: -1521 1st Qu.: 888
## Median : 15.00 Median : -910 Median :2125
## Mean : 40.31 Mean : -1094 Mean :2450
## 3rd Qu.: 58.00 3rd Qu.: -667 3rd Qu.:3679
## Max. :2224.00 Max. : 6638 Max. :7390
## NA's :3673 NA's :17963 NA's :17963
## Visa_mfinanciacion_limite_lag2 Visa_Fvencimiento_lag2 mes_lag2
## Min. : 0 Min. :-2914390 Min. : 1
## 1st Qu.: 101088 1st Qu.: -1855 1st Qu.: 8
## Median : 176904 Median : -1398 Median : 8
## Mean : 334498 Mean : -12449 Mean : 8
## 3rd Qu.: 415181 3rd Qu.: -971 3rd Qu.: 8
## Max. :78686027 Max. : 5603 Max. :12
## NA's :9353 NA's :9354 NA's :3643
## cproductos_sobre_edad_lag2 mcuenta_corriente_delta2 mcaja_ahorro_delta2
## Min. :0.041 Min. :-5272157 Min. :-12296072
## 1st Qu.:0.135 1st Qu.: -93 1st Qu.: -8517
## Median :0.167 Median : 0 Median : 0
## Mean :0.176 Mean : -365 Mean : 946
## 3rd Qu.:0.211 3rd Qu.: 0 3rd Qu.: 10433
## Max. :0.600 Max. : 8053898 Max. : 8848751
## NA's :3643 NA's :3643 NA's :3643
## mcuentas_saldo_delta2 cprestamos_personales_delta2
## Min. :-73921144 Min. :-120.000
## 1st Qu.: -25574 1st Qu.: 0.000
## Median : -413 Median : 0.000
## Mean : -22343 Mean : 0.045
## 3rd Qu.: 16015 3rd Qu.: 0.000
## Max. : 91509422 Max. : 103.000
## NA's :3643 NA's :3643
## mprestamos_personales_delta2 chomebanking_trx_delta2 mv_status07_delta2
## Min. :-1056506 Min. :-9380.000 Min. :-10.000
## 1st Qu.: 0 1st Qu.: -13.000 1st Qu.: 0.000
## Median : 0 Median : 0.000 Median : 0.000
## Mean : 1580 Mean : -0.188 Mean : 0.039
## 3rd Qu.: 0 3rd Qu.: 13.000 3rd Qu.: 0.000
## Max. : 1999200 Max. : 1623.000 Max. : 10.000
## NA's :3643 NA's :3643 NA's :3643
## cproductos_sobre_edad_delta2 internet_tend6 internet_avg6
## Min. :-0.250 Min. :-0.5000 Min. :0.0000
## 1st Qu.: 0.000 1st Qu.:-0.0714 1st Qu.:0.9167
## Median : 0.000 Median :-0.0714 Median :0.9167
## Mean :-0.001 Mean :-0.0714 Mean :0.8602
## 3rd Qu.: 0.000 3rd Qu.:-0.0714 3rd Qu.:0.9167
## Max. : 0.174 Max. : 0.7500 Max. :1.2500
## NA's :3643 NA's :1823 NA's :1823
## cliente_edad_avg6 mrentabilidad_tend6 mrentabilidad_avg6
## Min. : 17.60 Min. :-51225.43 Min. :-59063.7
## 1st Qu.: 36.33 1st Qu.: -219.80 1st Qu.: 234.7
## Median : 44.33 Median : -0.90 Median : 1165.3
## Mean : 46.30 Mean : 54.16 Mean : 2089.2
## 3rd Qu.: 55.00 3rd Qu.: 224.42 3rd Qu.: 2625.3
## Max. :100.00 Max. : 59260.91 Max. :336525.8
## NA's :1823 NA's :1823 NA's :1823
## mrentabilidad_annual_tend6 mactivos_margen_tend6 cproductos_tend6
## Min. :-714421.5 Min. :-30065.73 Min. :-2.0000
## 1st Qu.: -1466.3 1st Qu.: -142.87 1st Qu.: 0.0000
## Median : -147.3 Median : -8.84 Median : 0.0000
## Mean : -691.7 Mean : -7.28 Mean : 0.0029
## 3rd Qu.: 795.2 3rd Qu.: 64.30 3rd Qu.: 0.0000
## Max. : 270554.4 Max. : 50406.46 Max. : 4.0000
## NA's :1823 NA's :1823 NA's :1823
## mcuenta_corriente_tend6 mcuenta_corriente_avg6 mcaja_ahorro_avg6
## Min. :-3346989 Min. :-1138524 Min. : -1850
## 1st Qu.: -57 1st Qu.: -671 1st Qu.: 7704
## Median : 0 Median : -20 Median : 24634
## Mean : -148 Mean : 3815 Mean : 70465
## 3rd Qu.: 4 3rd Qu.: 0 3rd Qu.: 65916
## Max. : 1517373 Max. :12853162 Max. :11956005
## NA's :1823 NA's :1823 NA's :1823
## mdescubierto_preacordado_tend6 mcuentas_saldo_tend6 ctarjeta_visa_trx_tend6
## Min. :-1.1700 Min. :-6924402 Min. :-38.0000
## 1st Qu.: 0.0000 1st Qu.: -5265 1st Qu.: -0.1714
## Median : 0.0000 Median : 0 Median : 0.0714
## Mean :-0.0009 Mean : -1969 Mean : 0.4046
## 3rd Qu.: 0.0000 3rd Qu.: 5881 3rd Qu.: 0.7714
## Max. : 0.3510 Max. :13483459 Max. : 54.5429
## NA's :1823 NA's :1823 NA's :1823
## cprestamos_personales_tend6 mprestamos_personales_tend6
## Min. :-18.43 Min. :-196881.4
## 1st Qu.: 0.00 1st Qu.: 0.0
## Median : 0.00 Median : 0.0
## Mean : 0.02 Mean : 564.6
## 3rd Qu.: 0.00 3rd Qu.: 0.0
## Max. : 48.04 Max. : 797668.4
## NA's :1823 NA's :1823
## ccomisiones_mantenimiento_tend6 mcomisiones_mantenimiento_tend6
## Min. :-11.7143 Min. :-5238.880
## 1st Qu.: 0.0000 1st Qu.: 0.000
## Median : 0.0000 Median : 0.000
## Mean : -0.0039 Mean : -0.172
## 3rd Qu.: 0.0000 3rd Qu.: 0.000
## Max. : 4.8000 Max. : 3353.019
## NA's :1823 NA's :1823
## mcomisiones_mantenimiento_avg6 ctransferencias_recibidas_tend6
## Min. :-4889.8 Min. :-60.4571
## 1st Qu.: 0.0 1st Qu.: -0.1714
## Median : 0.0 Median : 0.0000
## Mean : 399.1 Mean : 0.0651
## 3rd Qu.: 680.7 3rd Qu.: 0.2286
## Max. : 5041.3 Max. :136.6286
## NA's :1823 NA's :1823
## ctransferencias_recibidas_avg6 mtransferencias_emitidas_avg6 tcallcenter_tend6
## Min. : 0.0000 Min. : 0 Min. :-1.0000
## 1st Qu.: 0.8333 1st Qu.: 0 1st Qu.: 0.0000
## Median : 2.0000 Median : 11944 Median : 0.0000
## Mean : 3.4829 Mean : 54316 Mean :-0.0024
## 3rd Qu.: 3.6667 3rd Qu.: 41828 3rd Qu.: 0.0000
## Max. :1162.6667 Max. :42786719 Max. : 1.0000
## NA's :1823 NA's :1823 NA's :1823
## thomebanking_avg6 chomebanking_trx_tend6 chomebanking_trx_avg6
## Min. :0.0000 Min. :-1410.1714 Min. : 0.000
## 1st Qu.:0.6667 1st Qu.: -5.7286 1st Qu.: 9.417
## Median :1.0000 Median : -0.4571 Median : 37.250
## Mean :0.7932 Mean : -2.3812 Mean : 61.733
## 3rd Qu.:1.0000 3rd Qu.: 1.5143 3rd Qu.: 86.333
## Max. :1.0000 Max. : 462.8571 Max. :10544.333
## NA's :1823 NA's :1823 NA's :1823
## ctrx_quarter_tend6 Master_Fvencimiento_avg6 Visa_status_avg6
## Min. :-225.1143 Min. :-2914451.7 Min. :0.000
## 1st Qu.: 0.6286 1st Qu.: -1505.3 1st Qu.:0.000
## Median : 4.2286 Median : -925.7 Median :0.000
## Mean : 5.9292 Mean : -1126.8 Mean :0.026
## 3rd Qu.: 9.4000 3rd Qu.: -682.7 3rd Qu.:0.000
## Max. : 573.4000 Max. : 6622.3 Max. :9.000
## NA's :1823 NA's :15669 NA's :7037
## Visa_mpagospesos_tend6 Visa_fechaalta_tend6 Visa_cconsumos_tend6
## Min. :-554544.5 Min. :-3981.00 Min. :-55.000
## 1st Qu.: -2791.5 1st Qu.: 30.63 1st Qu.: -0.257
## Median : -651.8 Median : 30.63 Median : 0.000
## Mean : -1860.8 Mean : 30.34 Mean : 0.147
## 3rd Qu.: 402.5 3rd Qu.: 30.63 3rd Qu.: 0.429
## Max. : 162030.5 Max. : 968.00 Max. : 41.000
## NA's :21463 NA's :7037 NA's :21463
## Visa_cconsumos_avg6 mes_avg6 ctrx_quarter_normalizado_tend6
## Min. : 0.000 Min. : 4.000 Min. :-241.000
## 1st Qu.: 2.333 1st Qu.: 7.500 1st Qu.: 0.600
## Median : 5.500 Median : 7.500 Median : 4.171
## Mean : 7.892 Mean : 7.568 Mean : 5.851
## 3rd Qu.: 10.500 3rd Qu.: 7.500 3rd Qu.: 9.343
## Max. :342.500 Max. :10.167 Max. : 573.400
## NA's :21463 NA's :1823 NA's :1823
## mv_status01_tend6 mv_status01_avg6 mv_status07_tend6 mv_Fvencimiento_tend6
## Min. :-9.000 Min. :0.000 Min. :-9.0000 Min. :-873638.7
## 1st Qu.: 0.000 1st Qu.:0.000 1st Qu.: 0.0000 1st Qu.: 30.6
## Median : 0.000 Median :0.000 Median : 0.0000 Median : 30.6
## Mean : 0.024 Mean :0.034 Mean : 0.0129 Mean : 127.1
## 3rd Qu.: 0.000 3rd Qu.:0.000 3rd Qu.: 0.0000 3rd Qu.: 30.6
## Max. : 9.000 Max. :9.000 Max. : 9.0000 Max. : 749218.4
## NA's :6339 NA's :6339 NA's :1823 NA's :6339
## mv_mpagospesos_tend6 cproductos_sobre_edad_tend6
## Min. :-736701.5 Min. :-0.0562
## 1st Qu.: -2686.9 1st Qu.:-0.0009
## Median : -405.6 Median : 0.0000
## Mean : -1900.4 Mean :-0.0003
## 3rd Qu.: 198.9 3rd Qu.: 0.0000
## Max. : 265111.5 Max. : 0.0833
## NA's :1823 NA's :1823
## mrentabilidad_annual_sobre_edad_tend6 mcomisiones_sobre_edad_avg6
## Min. :-11542.871 Min. :-565.306
## 1st Qu.: -34.557 1st Qu.: 7.262
## Median : -3.835 Median : 16.916
## Mean : -15.442 Mean : 23.719
## 3rd Qu.: 16.944 3rd Qu.: 32.132
## Max. : 6763.859 Max. :2703.999
## NA's :1823 NA's :1823
## mactivos_margen_sobre_edad_avg6 mrentabilidad_annual_exp_tend6
## Min. :-1642.046 Min. :-3.347e+12
## 1st Qu.: -23.526 1st Qu.:-2.953e+07
## Median : -6.487 Median : 2.242e+05
## Mean : -9.871 Mean :-2.067e+08
## 3rd Qu.: 0.158 3rd Qu.: 2.936e+07
## Max. : 5546.730 Max. : 1.900e+12
## NA's :1823 NA's :1823
## cliente_edad_avg3 mactivos_margen_avg3 mpasivos_margen_avg3 cproductos_tend3
## Min. : 18.00 Min. :-102884.08 Min. :-56483.0 Min. :-3.0000
## 1st Qu.: 36.67 1st Qu.: -1131.50 1st Qu.: 199.8 1st Qu.: 0.0000
## Median : 44.67 Median : -310.01 Median : 548.1 Median : 0.0000
## Mean : 46.43 Mean : -366.22 Mean : 1278.8 Mean :-0.0097
## 3rd Qu.: 55.00 3rd Qu.: 9.84 3rd Qu.: 1288.8 3rd Qu.: 0.0000
## Max. :100.00 Max. : 279794.53 Max. :358669.1 Max. : 4.0000
## NA's :1823 NA's :1823 NA's :1823 NA's :1823
## mcuenta_corriente_tend3 mcuenta_corriente_avg3 ccaja_ahorro_avg3
## Min. :-2636079 Min. :-1292037 Min. : 2.00
## 1st Qu.: -46 1st Qu.: -669 1st Qu.: 2.00
## Median : 0 Median : 0 Median : 2.00
## Mean : -188 Mean : 3590 Mean : 2.13
## 3rd Qu.: 0 3rd Qu.: 0 3rd Qu.: 2.00
## Max. : 4026949 Max. :10781671 Max. :10.00
## NA's :1823 NA's :1823 NA's :1823
## mcaja_ahorro_avg3 mtarjeta_visa_consumo_avg3 cpayroll_trx_avg3
## Min. : -3547 Min. : 0 Min. : 0.0000
## 1st Qu.: 6588 1st Qu.: 4580 1st Qu.: 0.0000
## Median : 22147 Median : 15693 Median : 1.0000
## Mean : 70407 Mean : 26252 Mean : 0.8353
## 3rd Qu.: 61935 3rd Qu.: 34174 3rd Qu.: 1.3333
## Max. :19863719 Max. :1559912 Max. :40.0000
## NA's :1823 NA's :1823 NA's :1823
## mes_avg3 clase_ternaria
## Min. : 5.000 : 0
## 1st Qu.: 9.000 BAJA+1 : 529
## Median : 9.000 BAJA+2 : 508
## Mean : 9.006 CONTINUA:157379
## 3rd Qu.: 9.000
## Max. :11.000
## NA's :1823